body {
  /*margin: 32px 0px 0px 0px;->*/
  padding: 20px;
  background-color: ffffff;
  font-family: Trebuchet MS, Verdana, Arial; 
  color: #ffffff;
  font-size: 13px;
  background-image: url(../pics/bg.jpg);
}

a {
  border: 0px;
  padding: 0px 0px 0px 0px;
}

img {
  border: 0px;
  padding: 0px 0px 0px 0px;
}

h4 {
  font-family: Trebuchet MS, Verdana, Arial;
  color: #ffffff;
  font-size: 20px;
  font-style: italic;
  text-transform: uppercase;
  padding: 12px 0px 7px 0px;
  margin: 0px;
  font-weight: bold;
}

h3 {
  font-family: Trebuchet MS, Verdana, Arial;
  color: #ffffff;
  font-size: 13px;
  margin: 10px 0px 13px 0px;
  padding: 0px;
  border-bottom: 1px dotted #ffffff;
}